Effective Date: 4 November 2026
These Terms & Conditions govern the use of the Optimum FinServ Private Limited website and website-based enquiry services. By accessing or using this website, you agree to these Terms & Conditions.
Website content is provided for general information and service assistance purposes. It should not be treated as a binding loan offer, sanction, financial advice, legal advice, tax advice, or guarantee of approval.
Submission of an enquiry, preliminary discussion, document collection, or indicative eligibility review does not guarantee loan approval, sanction, interest rate, tenure, disbursement amount, or processing timeline. Final decisions are made by the relevant lender according to its policies and assessment.
Users are responsible for providing true, complete, and accurate information. Optimum Finserv may decline or discontinue assistance where information appears false, misleading, incomplete, or inconsistent.
Financial products and lender processes may be governed by separate terms, policies, charges, and documents issued by the relevant lender or service provider. Users must review official lender documents before accepting any financial product.
We aim to maintain website availability and accurate information, but we do not guarantee uninterrupted access or that all content will always be error-free or current. Website content may be revised without prior notice.
Unless otherwise stated, website branding, text, graphics, layout, and original content belonging to Optimum Finserv may not be copied, reproduced, or used for commercial purposes without prior written permission.
To the extent permitted by applicable law, Optimum FinServ will not be responsible for losses arising solely from a user's reliance on general website information, third-party website content, lender decisions, or circumstances outside our reasonable control.
Use of personal information is addressed in our Privacy Policy, which should be read together with these Terms & Conditions.
These Terms & Conditions are governed by the applicable laws of India.
Questions regarding these Terms & Conditions may be sent to:
Optimum FinServ Private Limited
Registered Office: Vill. Kaliapara, P.O. Belda, P.S. Keshiary, District: Paschim Medinipur, West Bengal – 721424, India
Email: info@optimumfinserv.com
Phone: +91 90461 39110
